:root{--blue:#0965d9;--blue2:#13a8ff;--navy:#052b60;--ink:#10213b;--muted:#5d6d84;--line:#dce8f7;--soft:#f4f9ff;--white:#fff;--green:#16a463;--shadow:0 18px 50px rgba(5,43,96,.12)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.65}a{color:inherit;text-decoration:none}.container{width:min(1160px,calc(100% - 32px));margin:auto}.skip-link{position:absolute;left:-9999px}.skip-link:focus{left:12px;top:12px;z-index:1000;background:#fff;padding:10px;border-radius:8px}.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(14px);border-bottom:1px solid rgba(220,232,247,.9)}.header-inner{min-height:72px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{font-weight:900;font-size:1.45rem;letter-spacing:-.04em;display:inline-flex;align-items:center}.brand-one{color:#0b4cad}.brand-two{color:#18a4ef}.brand-247{color:#0b4cad;font-size:.72em;margin-left:4px}.main-nav{display:flex;align-items:center;gap:22px;font-weight:700;font-size:.93rem}.main-nav a:hover{color:var(--blue)}.nav-whatsapp{background:var(--green);color:#fff!important;padding:10px 16px;border-radius:999px}.menu-button{display:none;border:1px solid var(--line);background:#fff;border-radius:10px;padding:9px 12px;font-weight:800}.hero{position:relative;overflow:hidden;background:linear-gradient(135deg,#eff8ff 0%,#fff 46%,#e9f6ff 100%);padding:78px 0 64px}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:50px;align-items:center}.eyebrow{display:inline-flex;background:#e4f3ff;color:var(--blue);font-weight:850;border-radius:999px;padding:8px 13px;font-size:.83rem;text-transform:uppercase;letter-spacing:.08em}h1{font-size:clamp(2.35rem,5vw,4.8rem);line-height:1.04;letter-spacing:-.055em;margin:18px 0 20px;color:var(--navy)}h2{font-size:clamp(1.75rem,3vw,2.8rem);line-height:1.15;letter-spacing:-.035em;color:var(--navy)}h3{color:var(--navy)}.lead{font-size:1.12rem;color:var(--muted);max-width:760px}.cta-row{display:flex;flex-wrap:wrap;gap:14px;margin:28px 0 20px}.btn{display:inline-flex;align-items:center;justify-content:center;padding:14px 22px;border-radius:12px;font-weight:850}.btn-primary{background:linear-gradient(135deg,var(--blue),var(--blue2));color:#fff}.btn-secondary{background:#fff;color:var(--blue);border:1px solid #b9d9fb}.btn-green{background:var(--green);color:#fff}.trust-row{display:flex;flex-wrap:wrap;gap:16px;color:#36506f;font-size:.92rem;font-weight:700}.hero-card{background:rgba(255,255,255,.88);border:1px solid #dcecff;box-shadow:var(--shadow);border-radius:24px;padding:26px}.stat-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.stat{background:var(--soft);padding:18px;border-radius:16px;border:1px solid #e4eef9}.stat strong{display:block;font-size:1.4rem;color:var(--navy)}.stat span{font-size:.88rem;color:var(--muted)}.section{padding:76px 0}.section-soft{background:var(--soft)}.section-head{max-width:800px;margin-bottom:32px}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.feature-card,.related-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:24px;box-shadow:0 8px 28px rgba(5,43,96,.06)}.icon{width:46px;height:46px;border-radius:13px;background:#edf7ff;display:grid;place-items:center;font-size:1.25rem;margin-bottom:14px}.feature-card p{color:var(--muted)}.content-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:34px}.bullet-list{list-style:none;padding:0;margin:0;display:grid;gap:12px}.bullet-list li{position:relative;padding:13px 14px 13px 44px;border:1px solid var(--line);border-radius:12px;background:#fff}.bullet-list li:before{content:"✓";position:absolute;left:15px;color:var(--green);font-weight:900}.notice{border-left:4px solid var(--blue);background:#edf7ff;padding:18px 20px;border-radius:0 14px 14px 0;color:#3c5877}.breadcrumb{font-size:.9rem;color:var(--muted);margin-bottom:16px}.breadcrumb a{color:var(--blue)}.faq-list{display:grid;gap:12px}.faq-item{border:1px solid var(--line);border-radius:14px;background:#fff;overflow:hidden}.faq-question{width:100%;text-align:left;border:0;background:#fff;padding:18px 54px 18px 20px;font:inherit;font-weight:850;color:var(--navy);cursor:pointer;position:relative}.faq-question:after{content:"+";position:absolute;right:20px;font-size:1.5rem;top:11px}.faq-item.open .faq-question:after{content:"−"}.faq-answer{display:none;padding:0 20px 18px;color:var(--muted)}.faq-item.open .faq-answer{display:block}.related-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:14px}.related-card{padding:18px;display:flex;flex-direction:column}.related-card span{color:var(--blue);font-size:.9rem}.cta-band{background:linear-gradient(135deg,var(--navy),var(--blue));color:#fff;border-radius:24px;padding:34px;display:flex;justify-content:space-between;align-items:center;gap:24px}.cta-band h2{color:#fff;margin:0}.site-footer{background:#041f45;color:#d8e7f8;padding:58px 0 24px}.footer-grid{display:grid;grid-template-columns:1.4fr repeat(3,1fr);gap:34px}.footer-grid h3{color:#fff}.footer-grid a{display:block;color:#c6d9ee;margin:9px 0}.legal-note{font-size:.85rem;color:#a8bfd8}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:32px;padding-top:22px;display:flex;justify-content:space-between;gap:16px;font-size:.85rem;color:#a8bfd8}.floating-wa{position:fixed;right:18px;bottom:18px;width:58px;height:58px;border-radius:50%;background:var(--green);color:#fff;display:grid;place-items:center;font-weight:900;z-index:60}@media(max-width:900px){.hero-grid,.content-grid{grid-template-columns:1fr}.grid-3{grid-template-columns:1fr 1fr}.related-grid{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}.main-nav{display:none;position:absolute;left:16px;right:16px;top:66px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:14px;flex-direction:column}.main-nav.open{display:flex}.menu-button{display:block}}@media(max-width:580px){.container{width:min(100% - 22px,1160px)}.hero{padding:52px 0 46px}.grid-3,.stat-grid,.footer-grid,.related-grid{grid-template-columns:1fr}.cta-row{flex-direction:column}.btn{width:100%}.cta-band{align-items:stretch;flex-direction:column}.footer-bottom{flex-direction:column}h1{font-size:2.55rem}}